Who pays for calls if your phone is stolen? Mobile phone companies will cap bills at £100
If your phone is stolen, you’ll only be liable for up to £100 of calls – but only if you report it within 24 hours

If your phone is stolen, in the future you’ll only be liable for up to £100 worth of calls made by the criminals. But that £100 cap only applies if you report your phone as stolen within 24 hours of it happening. It’s a voluntary agreement and, while it’s better than the current system, it won’t protect everyone.

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How to stop spam texts and unwanted SMS messages.
If you’ve received an unwanted or spam text, what should you do?

Over the last couple of months I’ve received a healthy crop of texts from companies that seem to think I’ve had a car accident (‘claim £3750 for your injury’) or been mis-sold payment protection insurance. Funnily enough, I’ve not injured myself in a car accident or bought a PPI policy. But neither am I able to stop the texts.

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How to avoid investment scams
Diamonds, bamboo, carbon credits and wine – are all well known investment scams.

If you're looking for an investment, you might be tempted by something like carbon credits, a wood or bamboo plantation, wine or diamonds. The problem is that while you may be able to make money from precious metals, wine or forests, there are also lots of rogues and fraudsters pushing these types of investments. Be aware that you could lose all your money.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.