Dying tidily – how to make life easier for your husband or partner
No one wants to think about their death before they have to, but if you organise everything in good time, you’ll make things much easier for those you leave behind.

According to the Office for National Statistics only 4% of deaths occur under the age of 45, which means the chances of you dying young are small. But around 70% of adults don’t make a will, and younger you are, the less likely you are to have done something about it. If you’re married or have a partner, you need to think about their financial well-being after your death. And if you have children, there’s the issue of who will look after them as well.

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24-09-2009
26-04-2012
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Why you need a will or life insurance if you own property with someone else
If you buy property with your partner or friend you should take out life insurance and have a will. What do you need to do?

If you own property with your partner or a friend and you buy it as ‘tenants in common’, you should get life insurance or make sure you have a will. If you don't and they die, you could end up with half the property, but 100% of the mortgage. That's because your property won't automatically pass to your partner without a will.

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16-05-2011
26-04-2012
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Sorting out your will if you’re married or living with your partner: a guide to the basics.
Why you need a will: if you’re married and you die without a will, your husband will inherit some of your assets but that’s not true if you live with your partner.

If you’re married or in a civil partnership you may feel that you don’t need a will and, it’s true that your husband or civil partner would inherit if you died without one. But they wouldn’t necessarily inherit everything you own – especially if you have children. It could mean that the family home has to be sold or – worse – that your husband has to sue your children to remain there. If you’re living together (but aren’t married) you should definitely draw up a will as you have little or no rights if your partner were to die.

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15-09-2010
26-04-2012
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.