Terms & Conditions

Budgeting Tools

Please read these terms of use carefully before you start to use the website. The terms include information about us and the terms on which you may use this website. By using our website, you indicate that you accept these terms of use and that you agree to abide by them.If you do not agree to these terms of use, please refrain from using this website.

Information about us

www.SavvyWoman.co.uk (“the Website”) is a website operated by Copyright Media Limited (“Us” or “We”). We are limited company registered in England and Wales under company number 05661017 and our registered office is at Dalton House, 60 Windsor Avenue, London. SW19 2RR. Our VAT number is 766 7137 95.

If you need to contact Us, please use sarah@savvywoman.co.uk in the first instance. Alternatively, for urgent enquiries, you can telephone on 020 8242 1530.

Accessing Our Website

Access to the Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.

We may disable any user’s access to the Website without notice and at any time if we deem it to be appropriate.

Purpose and Use of Our Website

Our Website is designed to provide you with general information on a range of personal financial issues. It is not a substitute for professional advice. You may not use the material appearing on the Website for any commercial purposes.

The Website cannot and does not offer specific advice tailored to your individual circumstances and you should always obtain appropriate professional advice to ensure that you make informed decisions that take account of your needs and your situation.

Our Website includes forums and discussion threads. Please refer to the Forum’s Terms of Use for further detail.

Website Content

We aim to update our Website regularly, and may change the content at any time. If the need arises, we may suspend access to our Website, or close it indefinitely.

Although we aim to keep the material appearing on Our Website accurate and up to date, we are under no obligation to update such material. Any of the material on our Website may be out of date at any given time.

Nothing on the Website is or is intended to, or does, represent an endorsement or recommendation of any specific product, company or course of action.

Intellectual Property Rights

We own or are authorised to use all of the intellectual property rights in our Website and in the material published on the Website. This includes but is not limited to copyright in the materials published on the Website and the trade marks featured on the Website.


We reserve all rights in relation to the copyright material published on the Website.

The material published on the Website is intended for your personal use only and you must not use any part of the materials on our site for any commercial purposes.

You must not amend, modify, reproduce or copy the material published on the Website without first obtaining permission to do so from Us.

If you wish to apply for permission, please address your request to sarah@savvywoman.co.uk.

Trade Marks

“Savvy Woman” is a UK registered trade mark (trade mark number 2511920) of Copyright Media Limited. The other trade marks appearing on the Website are used with the consent of the trade mark owners.

You may not make any use of any of the trade marks, whether for commercial purposes or otherwise, without obtaining Our prior written authorisation.

If you wish to make any use of any of the trade marks appearing on the Website, please contact sarah@savvywoman.co.uk.

Our liability

Material appearing on Our Website is not intended to amount to advice. You should not rely on or take decisions based on the material appearing on Our Website and you should seek individual advice in relation to your specific concerns.

While We have taken care to ensure that the information appearing on the website is accurate and up to date, we cannot guarantee that it will be accurate, up to date or complete.

The material displayed on our Website is provided without any guarantees or warranties and to the extent permitted by law, We expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it.

We do not accept any liability arising from any reliance placed on material posted on our Website such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.
This does not affect our liability for death or personal injury arising from our negligence, our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Information about you and your visits to the Website

We process information about you in accordance with Our Privacy Policy. To view the Privacy Policy please click here.

By using Our Website, you consent to such processing and you warrant that all data provided by you is accurate.

Linking to Our Website

You may link to Our home page from a website owned by you, provided that your website does not contain offensive, indecent, unlawful, defamatory or inappropriate material and provided that you link to Our home page in a way that is fair and legal and does not damage Our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on Our part and Our Website must not be framed on any other website.

Our links to external websites

We have no control over external websites. We do not endorse the website that we provide links to and We are not responsible for the content or accuracy of those external websites.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to Our Website. We retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. These terms of use are governed by English law.


Where it is reasonably necessary for us to revise these Terms, we may do so by amending this page. We will inform you of any substantive or material changes but you are expected to check this page from time to time, as they are binding on you.