Dealing With Debt

How does an individual voluntary arrangement or IVA work?

Guest article by Sarah Sperring of Talk About Debt

An IVA or individual voluntary arrangement is one debt solution that’s a formal alternative if you want to avoid bankruptcy – and so protect assets that would otherwise be lost

Your rights if the bailiffs call.

The government is currently considering bringing in regulation of bailiffs, which would give people better rights when bailiffs are aggressive