What’s happening to fixed rate mortgages

If you take out a payday loan, even if you make all the payments on time, you could find it harder to get a mortgage

If you want to buy a property but don’t only have a 5% deposit, you may be able to get help from the government’s Help to Buy mortgage guarantee scheme

When you take out a mortgage, it typically lasts for 25 years, but you can take years off the term of the mortgage by making extra payments

Offset mortgages combine your savings (or some of them) with your mortgage in order to save you interest

If you are thinking of taking out an equity release mortgage, it’s important that you look closely at exactly what you’re being offered

If you take out a mortgage, you can find one directly, talk to your bank or building society or get advice from a mortgage broker

New rules came into force in April 2014 which mean mortgage lenders do more checks on someone before they give them a mortgage.  The rules were a result of something called the ‘mortgage market review’ and they brought in several changes

It’s estimated that over two million people have an interest-only mortgage that’s due to be repaid by 2020, which has a shortfall.  What can you do if you’re one of them

If you have an interest-only mortgage, it could be harder to remortgage for a better deal than if you have a repayment mortgage

If your home is worth less than your mortgage and you’re in negative equity, it can be hard to get a mortgage if you need to move

If you’re looking for a great mortgage deal, what are the costs and charges you should consider

If you have savings in an account earning a low rate of interest, you may be better off linking them to your mortgage through an offset mortgage

Before the credit crunch it was relatively easy for self employed people to get a mortgage

Bridging loans are short term interest-only loans that you can take out so you can buy a new property before you’ve sold your existing one