Thousands of people – so called ‘mortgage prisoners’ are currently trapped in their mortgage, paying a high rate of interest
Mortgages
Five and ten year fixed rate mortgages
If you’re looking for a five or ten year fixed rate mortgage, the market is very competitive at the moment
Ep 30 – Equity release explained
Equity release involves borrowing against the value of your home
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Retirement interest-only mortgage providers
If you want to take out a mortgage in retirement or have an interest-only mortgage and you can’t repay the capital, is a retirement interest-only mortgage worth thinking about
The SavvyWoman Podcast Episode 05: Mortgages
What’s the best way to get a great mortgage deal and how can parents help their children on the property ladder
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Digital mortgage brokers – getting a mortgage online
Digital mortgage brokers can help you to get a mortgage almost entirely online
What’s happened to savings and mortgage rates since the interest rate rise?
Several banks and building societies have now said what will happen to their savings and mortgage rates after the Bank of England raised interest rates to 0.5%
If you’re in arrears on your mortgage, your lender may have charged you too much
An investigation by the financial regulator, the Financial Conduct Authority, shows that at least three quarters of a million mortgage customers may be being charged too much after they got into arrears on their mortgage
Shared mortgage with parents and family guarantee mortgage explained
If you want to help your son or daughter buy a home, is a family mortgage that links some of your savings with their mortgage the answer
Mortgages for over-65s – getting a mortgage if you’re an older borrower
If you want to take out a mortgage when you’re in your 50s or older, how easy is it to do? Which lenders offer mortgages for over-65s
Will having a payday loan harm your credit rating and your chances of getting a mortgage?
If you take out a payday loan, even if you make all the payments on time, you could find it harder to get a mortgage
How does the government’s Help to Buy mortgage guarantee scheme work?
If you want to buy a property but don’t only have a 5% deposit, you may be able to get help from the government’s Help to Buy mortgage guarantee scheme, which runs until December 31st 2016
Paying off your mortgage early — how to get the best results when overpaying your mortgage
When you take out a mortgage, it typically lasts for 25 years, but you can take years off the term of the mortgage by making extra payments
5 things to look for if you’re thinking of taking out an equity release mortgage
If you are thinking of taking out an equity release mortgage, it’s important that you look closely at exactly what you’re being offered
How to find a good mortgage broker
If you take out a mortgage, you can find one directly, talk to your bank or building society or get advice from a mortgage broker
Tougher mortgage rules introduced in April 2014 – how hard is it to get a mortgage?
New rules came into force in April 2014 which mean mortgage lenders do more checks on someone before they give them a mortgage
What can you do if you can’t pay off your interest-only mortgage?
The Financial Conduct Authority (FCA) is warning that people who have interest-only mortgages could be at risk of losing their homes if they do not talk to their lender about their repayment options
Standard variable rates mortgages – how do SVRs compare?
How do mortgage lenders’ standard variable rates compare
If you’re in negative equity how can you get out of it?
If your home is worth less than your mortgage and you’re in negative equity, it can be hard to get a mortgage if you need to move
Getting the best remortgage deal; fees, charges and rates that matter
If you’re looking for a great mortgage deal, what are the costs and charges you should consider