If you pay tax through the PAYE (pay as you earn) system, you’ll get a tax code that tells you how much tax you’ll pay
Insurance, Travel & Tax
Do you need a will if you’re single?
Do you need a will if you’re single
Giving to charity- making the most of Gift Aid so charities can reclaim the tax
If you already give to charity, it can get more money – without it costing you a penny
The inheritance tax allowance is worth £325,000; how can you cut your inheritance tax bill?
Most people don’t leave enough money behind when they die to pay inheritance tax (IHT), but it’s a tax that still causes a lot of resentment and anxiety
Saving money on travel insurance if you’re over 75
We’re all living longer and are more active in our retirement than ever before, but some insurance companies won’t insure you if you’re 75 or over (with a few, it’s as low as 65)
Protecting yourself from floods if you live in a flood risk area; how to receive early flood warnings
If your property is flooded there may be only a few hours’ warning and when most properties are flooded the damage is caused by relatively small amounts of flood water — often just a few inches
How to avoid becoming a victim of ‘crash for cash’ car insurance scams; what to look out for
‘Crash for cash’ is a scam whereby fraudsters stage a car crash in order to claim on your insurance
Can a conviction invalidate your insurance? How a conviction may affect your insurance
If you have a conviction, even if it’s a minor one, you could invalidate your cover if you don’t tell your insurance company
Saving money on buildings insurance: what to look for in a buildings insurance policy
None of us wants to spend more money than we have to; especially on something as practical (dull, even) as buildings insurance
Choosing home insurance – how to save money on contents insurance and get the cover you need
Contents insurance covers, well, the contents of your home, which sounds pretty straightforward
Using your EHIC or European Health Insurance Card – what does it give you?
If you want to get free or reduced cost medical care while you’re travelling in Europe, you’ll need to get an EHIC or European Health Insurance card
How to choose the right travel insurance policy – one that will give you the cover you need
When we’re all trying to spend less, travel insurance might seem like a luxury you can do without
What is income protection insurance and when do you need it?
I’m not a big fan of buying endless insurance policies ‘just in case’
What to look for when buying private medical insurance
For some people, private medical insurance is a luxury (and one that they’re happy to do without), for others, it’s a priority
Understanding the intestacy rules – who inherits if you die without a will?
A will is just a document that says what you’d like to happen to your possessions and money after you die, and who should look after your children
How to pay less inheritance tax; using potentially exempt transfers and other IHT allowances.
If you leave more than a certain amount of money and assets when you die, you may have to pay inheritance tax