If you can’t work because you’re ill and you don’t have any insurance in place you’ll have to rely on what your employer pays you
Podcast: Play in new window | Download
If you can’t work because you’re ill and you don’t have any insurance in place you’ll have to rely on what your employer pays you
Podcast: Play in new window | Download
According to the insurer Aviva, more people have mobile phone insurance than critical illness cover, and more people have a satellite TV package than have life insurance
Terminal illness cover is a benefit that’s included in many life insurance and critical illness insurance. It’s something you hope you’ll never have to claim on, but if you are diagnosed with a terminal illness it could pay out a lump sum
Income protection insurance is designed to pay out if you can’t work due to illness, but not all policies are the same
Not everyone needs a life insurance policy but if you have young children (or older ones who are financially dependent on you) or have joint debts with someone else – such as a mortgage – you should take out life insurance
Medical treatment of HIV has made huge advances in recent years
If you’ve decided to take out a critical illness insurance policy, you’re in the minority
Depression is often misunderstood but it can be a serious illness, affecting twice as many women as men
Women are more likely to suffer from a serious illness than men
I’m not a big fan of buying endless insurance policies ‘just in case’
For some people, private medical insurance is a luxury (and one that they’re happy to do without), for others, it’s a priority