If your home is at risk of flooding, have you considered flood resilient measures

If you have lots of gadgets you may be tempted to take out gadget insurance

A few weeks ago I needed to ring a relative’s insurance company to make a change to her policy

Research reveals that many burglaries aren’t planned, but are carried out by opportunists spotting a property that looks like it will provide little resistance

Over the last few years an increasing number of insurers have been paying claims with vouchers, rather than cash or replacing items that have been damaged. Can they make you accept a voucher or can you refuse and take the cash instead

Legal expenses insurance gives you free legal advice and the use of a lawyer in case of a dispute about employment or other civil matters

If you have a frozen pipe, making a claim should be straightforward

Subsidence occurs when parts of a property move; often because the soil (usually clay) has shrunk and expanded

High value or ‘high net worth’ policies aren’t for everyone but if you live in an expensive property or have valuable possessions, they’re definitely worth considering

If your property is flooded there may be only a few hours’ warning and when most properties are flooded the damage is caused by relatively small amounts of flood water — often just a few inches

If you have a conviction, even if it’s a minor one, you could invalidate your cover if you don’t tell your insurance company

None of us wants to spend more money than we have to; especially on something as practical (dull, even) as buildings insurance

Contents insurance covers, well, the contents of your home, which sounds pretty straightforward