Buying a beach hut; how much does it cost and what does it involve?

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Fancy buying a beach hut? If so, what’s involved? It’s not just the cost of buying you have to think about, but what it could cost to insure and maintain.

Buying beach hut

If you have a favourite beach you probably already know where you’d like to own your beach hut. You can ask local estate agents – as some coastal firms sell beach huts alongside conventional properties – or look online as there are several specialist websites that sell beach huts (or you can try any classified ad website). Here are a couple of websites I’ve found:

Beach-huts.com: when I looked this site had several beach huts for sale. Helpfully, you’re told the date the advert was added to the site. There’s also useful information for beach hut owners and fans alike.

Beachhuts4hire.co.uk: despite the website’s name it has beach huts for sale as well as to rent. The website is quite basic in its design but it does have some useful information. For example, you can find out  far the beach hut was from the nearest toilet and car park. However, several adverts had no photograph.

SAVVY TIP: If you’re looking for a beach hut some websites accept ‘wanted’ adverts and it may be worth registering with an estate agent that sells beach huts.

UK beach huts – this site belongs to a carpenter/builder who builds beach huts to order.

How much do beach huts cost?

Prices for beach huts start at a few thousand pounds and go up to £150,000 or more with some beach huts selling for between £8,000 and £30,000.

  • Basic beach huts: The most basic beach huts that are relatively small in size may cost up to £30,000, but you could pay far more. The price depends on where the beach hut is, its size, the condition it’s in and whether it has any amenities, such as running water.

SAVVY TIP: Check how close the beach hut is to the nearest tap, car park, toilets and cafe.

  • Larger beach huts/chalets: Some larger huts have running water and the more expensive chalets enable owners to sleep overnight (something that’s not allowed in traditional beach huts).

How much do beach huts cost to run?

On top of the purchase price there are other costs you’ll have to pay:

  • Ground rent/ Licence fee. Beach huts are leasehold which means that although you own the beach hut, they own the land it stands on. Different councils have different rules about how much they charge but expect to pay up to £300 or so a year.
  • Insurance: Vandalism is a big problem for beach hut owners (one insurance company says that over 60% of its claims are vandalism related) so insurance is a must. Expect to pay upwards of £150 a year.

SAVVY TIP: There are several places where you can buy beach hut insurance. There are specialist insurers such as Love your beach hut. A number of insurers offer beach hut insurance among other products. Towergate beach hut insurance, Adrian Flux insurance and Ryan Insurance Group are three names in this market. You can normally get a discount on your premiums if you’re a member of a beach hut association. You can find your local association online.

  • Upkeep and maintenance: Beach huts have to be repainted and repaired and repainted regularly, especially if the winter has been very stormy.
  • Security measures. Some councils have installed CCTV but a good lock and shutter system is worth investing in as a minimum.
  • Capital gains tax: If you sell your beach hut and make more profit than your annual capital gains tax allowance, you may have a tax bill to pay.

Renting a beach hut

If you want the beach hut experience without the hassle of owning one you may be able to rent. Many councils own a number of beach huts that you can rent for the year (normally for a few hundred pounds).

SAVVY TIP: Some councils have hundreds on their waiting lists. It could be a long wait.

Related articles:

House swapping; the way to a low cost holiday?

Ten tips on getting the right travel insurance for less

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