If you’re getting working age benefits, you’ll be affected by the roll out of universal credit. How will it work?
Universal credit is being rolled out from today (except in Northern Ireland). It will replace means-tested benefits that you can claim if you’re of working age. It is being gradually rolled out and will be available in all job centres in England, Scotland and Wales by 2017. What does it mean if you’re currently claiming benefits?
A guide to benefit changes coming into effect on April 1st
Council tax benefit was scrapped, the bedroom tax is introduced and some working age benefits rise by 1%
There’s a whole range of benefit changes that come into effect today – from the abolition of the council tax benefit scheme to the introduction of the bedroom tax. Most working age benefits will also be capped at 1%. And housing benefit (called ‘local housing allowance’) will go up by CPI – the consumer prices index. How will these changes work and will you be affected?
If you’re worried about losing your job, is insurance worth it?
After the payment protection insurance mis-selling scandal, is unemployment cover ever worth buying?
The other day I received an email from a SavvyWoman user called Lisa, who wanted to know if it was worth buying redundancy insurance cover. PPI (payment protection insurance) has a pretty shocking reputation – but are the policies much better today or do they have the same problems? And if you want to take out a policy that will pay out if you can't work, what should you look for?