What help is available if your parents have to sell up and downsize?
Moving house is stressful at the best of times never mind if you're elderly, but there are companies that will do the work for you.

Moving house can be both emotionally and physically draining but if you’re moving when you're in your 70s or 80s or because you have health problems, the process can take an even bigger toll. If you have family who live nearby they can give you some help but if you don't the prospect can be pretty daunting. However, some companies have recognised that there’s a gap in the market and offer to manage the sale of the property.

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Giving away your home to avoid care fees; can you give away your home to avoid paying for care?
Giving away your home seem like an obvious way to avoid paying for care, but it’s not that straightforward.

Many people resent the idea of having to sell their home to pay for care home fees. So perhaps it's not surprising I regularly receive questions for the 'ask the expert' panel about how to safeguard your parent’s home. It's not something that's easy to do (and in some cases it may be illegal).

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Section 117 aftercare: being sectioned under Section 3 of the Mental Health Act means your care is paid for
If your relative is sectioned because they have dementia or another mental illness, care they need afterwards may be free.

If you have had experience of being sectioned, either yourself or someone you know, you’ll know that it – and the circumstances leading up to it can be quite distressing. I know because it’s happened to a relative of mine who had dementia. One thing you might not be aware of is that if they need care after they’ve been sectioned, and if they have been sectioned under Section 3 of the Mental Health Act, they won’t have to pay for it. It’s called Section 117 Aftercare.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.