Understanding state benefits such as attendance allowance that elderly people who are ill or disabled can claim.
If you or your parent becomes ill or disabled, what state benefits are available?
If your parent develops a serious illness, such as dementia or cancer, the financial consequences will probably be the last thing on your mind. But the fact is that many thousands of older people who become frail, disabled or ill, miss out on the state benefits they’re entitled to. The charity Age UK estimates that around £3 billion worth of benefits are unclaimed by older people; some because they don’t like the idea of claiming ‘handouts’ but many others simply aren’t aware of what they’re missing.
Tips for filling out the form for employment and support allowance, the ESA50
Filling in the ESA50 form can be daunting, but here are some tips to help.
If you’re applying for Employment and Support Allowance (ESA), you’ll have to fill in an ESA50 form if you’re asked to do a work capability assessment. Many people who’ve contacted SavvyWoman about ESA problems have found the form rather daunting. So I’ve used these tips, kindly provided by Nick, from mylegalforum in an article on ilegal.org.uk
Buying a policy to pay care fees – what do you need to know?
If you want to buy a care fees plan, make sure you know what you’re getting.
A couple of weeks ago I was at a conference held by Symponia (a founder sponsor of SavvyWoman and a member of the expert panel) and one of the subjects being discussed was the difference between policies on offer if you want to pay for care home fees. If you have an elderly parent who needs care and who doesn’t qualify for state support, you may need to sell their home or cash in savings. And one of the options is to use that money to buy a care fees plan. So here's what was discussed about what you should look for.