Pensions and divorce; how the pension can be divided and why pension freedoms could mean you lose out
Pensions offsetting, an attachment order and sharing in divorce – understanding the pros and cons

Working out how much assets such as the pension are worth may not be straightforward. There are three ways that the pension may be divided if you and your husband divorce, and some have more advantages than others. New pension freedoms, introduced in 2015, mean that people who have entitlement to a 'rinfenced' pension from their husband or wife could lose out. Find out why.

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What is mediation in divorce?
Government changes mean that divorcing couples will have to try one mediation session before going to court.

Although over 90% of divorces don’t end up in the divorce courts, splitting up using a 'traditional' divorce lawyer can be an expensive – as well as an emotionally draining - business. But you can use mediation instead of or as well as using a solicitor. How does mediation work and what's involved?

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Pensions and divorce - why dividing a pension at divorce can be complicated.
Don’t lose out on the pension when you get divorced; make sure you take advice.

Since the year 2000 pensions were able to be split (or shared, as it’s called in the jargon) at divorce, but it’s likely that some women are losing out because they’re not getting the right advice. Pensions are complicated at the best of times and some solicitors and financial advisers don’t understand how they can be split and the consequences of getting it wrong. If your husband or civil partner has a large pension you could lose out by thousands of pounds if you don’t get the right advice.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.