Pensions and divorce; how the pension can be divided and why pension freedoms could mean you lose out
Pensions offsetting, an attachment order and sharing in divorce – understanding the pros and cons

Working out how much assets such as the pension are worth may not be straightforward. There are three ways that the pension may be divided if you and your husband divorce, and some have more advantages than others. New pension freedoms, introduced in 2015, mean that people who have entitlement to a 'rinfenced' pension from their husband or wife could lose out. Find out why.

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Paying by online or phone payment - are you protected if there's a problem?
If you’re shopping, you’re better off paying by credit or debit card because there’s consumer protection if things go wrong.

If you were buying something, would you give cash to a company you’d never heard of without receiving the goods there and then? Probably not. But if you pay by bank or money transfer, you’re taking a risk if you don’t know the company because there’s no protection if things go wrong. Paying someone this way - usually online or by phone - means the money goes straight from your account to theirs.

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Mobile banking - tips on how to bank safely
Mobile banking is on the increase, but what should you look for to make sure your money is safe?

Mobile banking is growing dramatically - industry estimates reckon that one billion of us globally will use our phones for mobile banking, compared to just over half that figure today. But it's also an area that's actively targeted by fraudsters. So how can you minimise the risks if you use mobile banking?

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.