If you've lost your job and your payment protection insurance won't pay out, could you have been mis-sold?
The Financial Ombudsman Service says it upholds 90% of PPI claims in the consumers’ favour, but many people with PPI haven’t complained.
According to the independent complaints service, the Financial Ombudsman Service, it finds in favour of consumers in 90% of complaints about payment protection insurance (PPI). That’s pretty shocking. It means that banks and insurance companies are routinely turning down complaints about PPI when they shouldn’t be. Although hundreds of thousands of people have complained about their payment protection insurance, it may not be too late if you think you have a claim.
Many of us think about a change in direction at the start of a new year, but where do you start?
Before you leave your job, make sure you know what you're going to do and have added up the costs as well as the benefits.
A new year, new you, new start....it’s not surprising that recruitment and career change websites say that January is the busiest time of year. For some women, it can be the thought of going back to work after the Christmas break that crystallises the idea that they want – or need – to do something different. For others it’s the realisation that this year won’t be any different from the last unless they do something about it. But, before you take the first step, make sure you think about the effect that a change in career will have on your finances.
If you've lost your job and want to go it alone, what should you think about before you take the plunge?
The recession is encouraging more women to think about going it alone; either because they’ve lost their job or because the household income has been reduced.
There are over 4.7 million businesses in the UK, but government figures show that only 15% are led by women. If you think of the word ‘entrepreneur’ what comes to mind? Richard Branson? Sir Alan Sugar? How about Emma Harrison, who founded a multi-million pound training agency? Or Sarah Tremellen, who set up bra retailer Bravissimo? Although there are far fewer women than men running their own business, more are discovering their entrepreneurial streak. But what should you consider to make your winning idea into a profitable one?
