If you’ve retired or are near retirement, it’s more important than ever to keep your money as safe as you can

For most of us, reaching retirement marks more than one milestone. Not only do you no longer have to work to earn an income, but you probably have some money to invest (or spend) as well. It could be a tax-free lump sum from your pension or a larger sum from investing in shares or property. You don’t have to lock all your money away, but it’s not the time to take risks.

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