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When will you be automatically enrolled into your workplace pension?
Automatic enrolment started in October 2012, and it will be phased in until 2018

Automatic enrolment began in October 2012. Automatic enrolment means that employees are automatically put into their workplace pension scheme without having to sign up to it. It's being phased in over six years, with the biggest employers starting to enrol their workers first. When will you join?

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28-11-2011
01-10-2014
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What’s in your pension? Understanding default pension funds.
If you have a workplace pension linked to the stock market, it's probably invested in the default fund.

Over three quarters of people who have money in stock market linked pensions via their employer (which may be called a 'defined contribution' or 'money purchase pension) invest in what’s called a ‘default fund’. It's basically the fund your money ends up in if you don't actively choose to invest in somewhere else. Default funds vary widely from pension provider to pension provider. Some invest in nothing but shares while others are much less risky.

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19-08-2011
08-07-2014
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What are collective pension schemes? Understanding how collective pension schemes work
The government is considering introducing collective pension schemes - a new type of workplace pension.

The Queen's Speech included plans by the government to introduce collective pension schemes. These would be available for employers to offer their workers and are sometimes described as a halfway house between final salary pensions and the more common 'defined contribution' scheme. But are they any better and how do they work?

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11-06-2014
11-06-2014
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.