Claiming your basic state pension on your ex husband’s National Insurance record
If you’re divorced or your civil partnership has dissolved, you may be able to claim a higher state pension
If you haven't built up much of a state pension in your own right and you're divorced or your civil partnership has broken down, you can claim a basic state pension on your ex's National Insurance record. How do you go about it and when can't you claim?
The Pensions Minister responds to your concerns about the flat rate state pension
Ahead of the second reading of the Pensions Bill – I met with the Pensions Minister to raise concerns on behalf of SavvyWoman users about the changes.
Ever since the government brought forward the rise in the state pension age to 66, I’ve been concerned about the deal women get when the government changes its state pension policy. In January it announced it would be introducing a flat rate (or single tier) pension. Some of its aims are good, but I believe there are problems with the way it’s going to be introduced. On Thursday I met with Steve Webb, the Minister for Pensions, to discuss the concerns I’ve written about.
The flat rate pension – will you still be able to claim on your husband’s NI record?
Under government plans, thousands of women won’t be able to claim a state pension on their husband’s National Insurance record.
The government is planning to introduce a flat rate state pension in April 2016. At the moment, we don’t know exactly what this will involve, but it has published its draft bill (earlier this month). As things stand it looks as though women who didn’t opt to pay the married women’s stamp won’t be able to claim a state pension based on their husband, civil partner or ex-husband’s National Insurance record. Women who have paid the reduced rate (otherwise called ‘married women’s) National Insurance will be able to claim.