10 tips to help you get the most from pensions and retirement saving
Women retire on far less than men - don't put off saving for your pension
We all know that most of us aren’t saving enough for retirement, and research shows that women are generally saving less than men. There are a number of reasons for this - women tend to earn less than men, and if they take time out of the workplace to bring up children, find it harder to save. But don't put it off forever.
If you smoke, have high blood pressure or a serious illness you could get a higher retirement income for life.
Understanding smoker annuity rates or ill health annuity rates; when can you get a better annuity?
There are many types of insurance (such as life insurance, travel insurance or income protection policies) where you’ll get a better deal the healthier you are. But there’s one type of financial product, an annuity (which generates an income from a pension fund) where you’ll get more if you have a health problem or illness. The worse your health problem the more money a pension company will pay you each year.