Confused about the government’s planned flat rate pension? Read on!
Can you delay taking your state pension to get the higher rate? What happens if you don’t have 35 years of National Insurance?

If you're due to reach state pension age after April 5th 2016, you'll qualify for the new flat rate state pension. But how will it work and will it leave you better off than the current state pension system would?

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21-01-2013
25-05-2015
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The new flat rate state pension: you'll need to have 35 years of National Insurance to get it
Women who take time off to look after children will gain but older women and high earners lose out.

The flat rate (or single tier) state pension is due to be introduced in April 2016. Women (and men) will have to have 35 years of National Insurance contributions to qualify for it. It will be paid at a rate of £144 a week in today’s money and it will be paid to those who reach state pension age after April 5th 2016.

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14-01-2013
25-05-2015
43
 
 
How to get a state pension statement - and understand it
A state pension statement will help you work out how much state pension you’ll get at retirement

If you want to find out how much state pension you may get, the best way to do this is to get a state pension statement. It will tell you how much state pension you have built up so far. But how do you get one?

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16-10-2012
25-05-2015
20
 
 
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.