Budget changes to pensions - you'll have more freedom to take money from your pension and will get guidance
The government has announced that its free pension guidance service will be called Pensionwise

If you retire after April 5th 2015, you may qualify for free and impartial ‘guidance’ on what you can do with your pension. Also from 6th April 2015, people in workplace ‘defined contribution’ pensions (i.e. not final salary type schemes) and those with private pensions can take money from their pensions. Only people who are in workplace defined contribution or who have personal pensions can get the free guidance.

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How not to fall for pension scams and to keep your pension safe
If you fall for a pension scam, you could lose some or all of your pension fund.

In recent months there’s been a sharp increase in the number of fraudsters and rogue advisers contacting people and offering them a ‘free pension review’ or telling them to transfer their pension ahead of the pension changes coming into force in April 2015. Some of the fraudsters are very plausible. Be on your guard. Here are some of the common scams.

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Shopping around for a pension income. Make sure you shop around for an annuity if you buy one
If you shop around for an annuity with your pension pot you could get more money for life

We’re used to the idea of shopping around for financial products. But many of us don’t do it if we decide to buy an annuity with our pension pot. It's partly because pension companies don't make it as easy as they should. But if you don't shop around, you could miss out. How can you make sure you get the most money from your annuity?

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.