10 tips to help you get the most from pensions and retirement saving
Women retire on far less than men - don't put off saving for your pension

We all know that most of us aren’t saving enough for retirement, and research shows that women are generally saving less than men. There are a number of reasons for this - women tend to earn less than men, and if they take time out of the workplace to bring up children, find it harder to save. But don't put it off forever.

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05-09-2013
15-09-2014
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If you smoke, have high blood pressure or a serious illness you could get a higher retirement income for life.
Understanding smoker annuity rates or ill health annuity rates; when can you get a better annuity?

There are many types of insurance (such as life insurance, travel insurance or income protection policies) where you’ll get a better deal the healthier you are. But there’s one type of financial product, an annuity (which generates an income from a pension fund) where you’ll get more if you have a health problem or illness. The worse your health problem the more money a pension company will pay you each year.

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25-11-2011
15-09-2014
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Preparing for retirement; what to think about if you're buying an annuity
When you need to consider sorting out an annuity and what you need to do before you retire.

Since the Budget in 2014, you don't have to buy an annuity with your pension pot. But whatever you do with your pension, you'll need some time to think about this before you retire.

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20-09-2011
15-09-2014
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.