A beginner's guide to ski insurance; how to buy the right policy to make sure you’re covered.
If you're heading to the slopes, ski insurance is one area where you shouldn't focus on the cost, but the benefits.
According to research from ABTA, which represents travel agents, only 40% of people check their travel insurance covers them before they go skiing, paragliding or doing water sports. The insurer Aviva has some even more frightening statistics as its research found that almost 60% of skiers don't have winter sports cover on travel insurance. But a fall could cost thousands of pounds in medical bills (far more if you need an air ambulance). What should you look for?
Air passenger duty - what are the rates and how do you get a refund of air passenger duty?
The Autumn Statement made some changes to air passenger duty, but anyone who doesn’t fly – because of cancellation – can also get a refund. How?
Air passenger duty is a tax you pay for flying out of the UK (except long haul flights from Northern Ireland) or the Isle of Man. You pay it at different rates depending on how far you’re flying. In his Autumn Statement, the chancellor scrapped air passenger duty for children, in two stages (from May 2015 if they’re under 12 and from March 2016 if under 16). How can you get an air passenger duty refund?the opening
If your flight is delayed, how much can you claim and how do you do it?
If your flight is delayed, in many cases you can claim compensation. A recent Supreme Court ruling (on October 31st) means that airlines can't refuse to pay delay compensation if the delay was caused by a technical fault. These rules cover all flights from the European Union (and some others) and mean you can get compensation if your flight is delayed by several hours. You may also be able to make a claim for delays going back up to six years.