If you’re going on holiday, how can you save money on spending money and car hire, so you have more cash in your pocket?
Holidays are rarely cheap, but you can cut the costs of yours by planning ahead (so you don’t have to buy your travel money at the airport), shopping around (so you can get the best value car hire) and making sure you don’t use your credit or debit card without knowing the charges. Here are some ideas on how to make your money go further.
Air passenger duty - what are the rates and how do you get a refund of air passenger duty?
The Autumn Statement made some changes to air passenger duty, but anyone who doesn’t fly – because of cancellation – can also get a refund. How?
Air passenger duty is a tax you pay for flying out of the UK (except long haul flights from Northern Ireland) or the Isle of Man. You pay it at different rates depending on how far you’re flying. In his Autumn Statement, the chancellor scrapped air passenger duty for children, in two stages (from May 2015 if they’re under 12 and from March 2016 if under 16). How can you get an air passenger duty refund?
A beginner's guide to ski insurance; how to buy the right policy to make sure you’re covered.
If you're heading to the slopes, ski insurance is one area where you shouldn't focus on the cost, but the benefits.
According to research from ABTA, which represents travel agents, only 40% of people check their travel insurance covers them before they go skiing, paragliding or doing water sports. The insurer Aviva has some even more frightening statistics as its research found that almost 60% of skiers don't have winter sports cover on travel insurance. But a fall could cost thousands of pounds in medical bills (far more if you need an air ambulance). What should you look for?