What are ‘flood resilient’ measures for your home?
If your home is at risk of flooding, is it worth installing measures to minimise the damage?

If your home is at risk of flooding, have you considered flood resilient measures? Have you even heard of them? If you haven’t, you’re not alone. Flood resilient measures aren’t designed to keep the water out, but they are designed to minimise the damage caused by flood water. They can be as simple as moving electrical sockets high up the walls.

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Can your insurer pay a claim with vouchers or can you refuse?
Understanding when insurance companies can pay a claim with vouchers; how to make sure you don't lose out.

It’s only when you come to make a claim on your insurance policy that you really find out how good it is, but by then it could be too late. Over the last few years an increasing number of insurers have teamed up with high street chains and online retailers giving them ‘preferred supplier’ status. It can mean far less hassle when you claim. But it may also mean you get less if you’d rather have the cash.

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Using price comparison sites to buy household insurance
How can you get the best deal if you’re using a comparison site to buy insurance?

Millions of us use price comparison sites to compare insurance policies before we buy. It’s made comparing insurance much quicker and can save you money, but there is a danger that you may end up with the wrong insurance policy or with one that doesn’t do what you expected it to. I’ve bought my household insurance through a price comparison site and by using a broker (currently, it’s been arranged by a broker). Here’s what you should bear in mind.

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You should always obtain independent financial advice.