A beginner's guide to ski insurance; how to buy the right policy to make sure you’re covered.
If you're heading to the slopes, ski insurance is one area where you shouldn't focus on the cost, but the benefits.

According to research from ABTA, which represents travel agents, only 40% of people check their travel insurance covers them before they go skiing, paragliding or doing water sports. The insurer Aviva has some even more frightening statistics as its research found that almost 60% of skiers don't have winter sports cover on travel insurance. But a fall could cost thousands of pounds in medical bills (far more if you need an air ambulance). What should you look for?

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Tips for filling in your self assessment tax return - and mistakes to avoid
If you’ve not yet filled in your tax return, you still have time. But if you've not registered for online filing, time is running out.

For many people, filling in their tax return is about as much fun as going to the dentist, but it’s easier if you don’t leave it until the very last minute. Time is running out as returns have to be submitted online by January 31st. If you’ve never filled in a self assessment form online before, you may have to register online and get your activation code in the post – which can take over a week to arrive.

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Five things you need to know about your rights if you’re affected by the snow
What happens if your child's school is closed, flights are cancelled or you can't get to work?

While most of the schools in the UK were open today, thousands were closed and some could close in the next few days. If your children are in school and you normally work, it can be difficult getting childcare at short notice – which probably means you have to work at home or take the day off. If you can’t get into work, you’ll probably lose out on pay. And if your flight is cancelled, what can you claim? Find out.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.