What happens if I don't have a will? Why you should have a will.
It's important to have a will as it's the only way you can say who should inherit
A will is just a document that says what you’d like to happen to your possessions and money after you die, and who should look after your children. It can be short and simple or lengthy and detailed and include information things such as the type of funeral you’d like. You don’t need to use a solicitor for it to be legal – you can write it on a scrap of paper – although most people do use professional help.
A beginner's guide to ski insurance; how to buy the right policy to make sure you’re covered.
If you're heading to the slopes, ski insurance is one area where you shouldn't focus on the cost, but the benefits.
According to research from ABTA, which represents travel agents, only 40% of people check their travel insurance covers them before they go skiing, paragliding or doing water sports. The insurer Aviva has some even more frightening statistics as its research found that almost 60% of skiers don't have winter sports cover on travel insurance. But a fall could cost thousands of pounds in medical bills (far more if you need an air ambulance). What should you look for?
Tips for filling in your self assessment tax return - and mistakes to avoid
If you’ve not yet filled in your tax return, you still have time. But if you've not registered for online filing, time is running out.
For many people, filling in their tax return is about as much fun as going to the dentist, but it’s easier if you don’t leave it until the very last minute. Time is running out as returns have to be submitted online by January 31st. If you’ve never filled in a self assessment form online before, you may have to register online and get your activation code in the post – which can take over a week to arrive.