If you want to take maternity leave, do you have to tell your mortgage lender?
Some mortgage lenders will lend you less if you are on parental leave, with others there’s no difference.

A few months ago I wrote an article about whether mortgage lenders classed child support payments as income when working out whether or not a mortgage was affordable. I had some emails from SavvyWoman users who wanted to know whether going on maternity leave would affect the amount they could borrow and whether or not they had to tell their mortgage lender if they were planning to take maternity leave.

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16-05-2014
16-05-2014
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If you’re pregnant, are there any train travel concessions?
Some train companies will let some pregnant mums-to-be upgrade to First Class, while others have priority seat schemes.

The other day I saw an article in the London Evening Standard about a pregnant woman who’d had to sit on the floor because there wasn’t a seat in standard class. There’s no UK-wide policy adopted by all rail companies, but some will let pregnant women have a priority seat card while others will let season ticket holders sit in first class.

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18-02-2014
21-04-2014
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What happens to your pension when you take maternity leave?
You can still build up your pension while you’re on maternity leave and get contributions from your employer

When you go on maternity leave (or paternity or adoption leave), your employer should still pay into your workplace pension on your behalf while you’re on paid leave. If you take the full 52 weeks of leave that you’re allowed to take by law, there’s only 13 weeks during which your employer doesn’t have to pay into your pension. That means you can continue building up your pension while you’re away from work.

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07-09-2013
07-09-2013
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.