How to say no to yourself and others when you’re on a tight budget.
If you find you’re spending money unnecessarily you have to learn to be tough with yourself and family and friends.

By Becky Goddard-Hill of BabyBudgeting.co.uk

Habits are formed over time. As many women have children later in life we are increasingly used to having and spending money and being able to purchase luxury items from our disposable income. Perhaps a magazine, take out coffee, sandwich deals at lunch time, new dress because we have a night out. We need to learn new habits and a new mantra if we are going to stay out of debt as budgeting parents.

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20-01-2011
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Saving money on your children’s Christmas. How to spend less, buy less and have more fun!
Parents spend an average of £170 on their children’s Christmas presents but you don’t have to break the bank – or be Scrooge.

Updated 14th February 2011.

According to the insurer LV, parents are planning to spend an average of £168 on presents for each of their children’s with over half of parents planning to spend the same or more than they did in 2009. But you don’t have to spend a fortune to make Christmas special for your kids – but you do have to have some time to either hunt out the biggest bargains or to get your children involved in making gifts and Christmas treats. Here are some money saving tips to try:

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08-12-2010
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Exercise on a budget for the new mum – how to get fit without spending a fortune.
Exercise after you've given birth doesn't have to be expensive as there are plenty of free or low cost options.

By Becky Goddard-Hill of Babybudgeting.co.uk

Exercise is important not only for getting you back into your normal size clothes but also for feeling strong, awake and upbeat. Your body may never be quite the same after childbirth and breastfeeding, but you are probably aiming for a body that’s toned and trim, healthy and fit. But don’t start exercising straight after giving birth. Talk to your doctor or health visitor before you begin exercising and find out how much exercise you should do and what you should do at first.

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26-07-2010
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