Junior ISAs are three years old, but half of parents find the rules confusing
I get lots of emails from parents who are confused about junior ISAs so we carried out some research to find out how widespread this confusion is. Junior ISAs are tax-efficient accounts for children where money is locked away until they are 18. Almost half of parents wrongly assume all children can have a junior ISA and many aren’t sure if there are any limits on what can be paid into one.
Which junior cash ISAs pay the highest rate of interest?
If you want the best junior cash ISA for your child, which accounts are worth looking at?
Junior ISAs were launched in November 2011 - the government's replacement for the child trust fund, which was abolished in January the same year. They work in a similar way to 'adult' cash ISAs, which means that interest is paid tax free. However, unlike an adult cash ISA, you have to leave money in the junior ISA until your child is 18 (although they can transfer it between providers). Which pay the best rates?
Maternity pay and maternity leave - how much will you get?
Having a baby; how much you'll get in maternity pay and how you can prepare.
According to the research by USwitch, mums are getting into debt – either borrowing from friends and family or taking out credit cards and loans – when they’re on maternity leave. For many new mums, the drop in salary means budgets are stretched. So what are your rights when you take maternity leave and how much will you get?