Living with your partner - how a living together agreement can protect your finances.
If you're cohabiting with your partner, a living together agreement may be worth considering.

Every year thousands of couples move in or buy a house together but many have no idea about how little protection the law gives them. You can live in your partner's house for decades and find you may not be entitled to anything when you split up. In Scotland, the situation is slightly different, but there’s still no automatic right to a share of your partner’s property. If you want to make your position crystal clear you should consider drawing up a legal agreement.

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26-01-2010
27-10-2014
6
 
 
Understanding your rights if you have a second card on your account
If you have two credit cards on the same account, make sure you know who's responsible for paying the bill

If you have a credit card account, you may be able to have a second card on the account for your husband, wife or partner. It's sometimes called a 'secondary' card. If you have a second account, it's the person who has the credit card account who's still responsible for paying the bill. Make sure you know how it works.

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21-09-2009
19-09-2014
2
 
 
What are your rights if you live with your partner? What to think about before you move in.
Many cohabiting couples don’t realise how few rights they have when they live together. Make sure you understand yours.

Many couples who live together assume they have far more rights than they do. The phrase ‘common law wife’ doesn’t exactly help as it implies you have some status – and therefore protection by law – simply because you live together. However, the reality is that you don’t (the law does give some protection to cohabiting couples in Scotland but it's still limited). No one wants to draw up a business contract at the start of a new phase in a romantic relationship but it’s worth – at the very least - thinking about how living together could affect your finances.

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06-05-2011
25-07-2014
0
 
 
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.