Understanding the different types of mortgage, your guide to fixed rate, tracker, discount, variable and capped mortgages.
What's the difference between a fixed and tracker rate? And what are the disadvantages of cashbacks?

One of the big decisions you have to make is what type of mortgage deal to take out. You may think you know the difference between a fixed rate and, for example, a tracker rate mortgage. But do you know how a discount rate works and how much difference there may be in lenders' standard variable rates? Read on to find out more...

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How to find a good mortgage broker
If you’re looking for a mortgage broker, how do you pick a good one?

If you take out a mortgage, you can find one directly, talk to your bank or building society or get advice from a mortgage broker. When I remortgage, I tend to use a mortgage broker because I think a good one can get you a better mortgage deal (or the right one for you) and can sometimes save you money on things like life insurance. If you’re self employed or if you’re not a good credit risk, it’s definitely worth using a mortgage broker.

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What can you do if you can't pay off your interest-only mortgage?
Around half of all interest-only mortgages could have a shortfall. What should you do if you're one of them?

Mortgage lenders have contacted borrowers who have an interest-only mortgage that's due to be repaid by 2020, and which has a shortfall. It's reckoned that over two million people have interest-only mortgages and hundreds of thousands of those may not be able to pay them off. What can you do if you're one of them?

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.