How to find a good mortgage broker
If you’re looking for a mortgage broker, how do you pick a good one?

If you take out a mortgage, you can find one directly, talk to your bank or building society or get advice from a mortgage broker. When I remortgage, I tend to use a mortgage broker because I think a good one can get you a better mortgage deal (or the right one for you) and can sometimes save you money on things like life insurance. If you’re self employed or if you’re not a good credit risk, it’s definitely worth using a mortgage broker.

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What can you do if you can't pay off your interest-only mortgage?
Around half of all interest-only mortgages could have a shortfall. What should you do if you're one of them?

Mortgage lenders have contacted borrowers who have an interest-only mortgage that's due to be repaid by 2020, and which has a shortfall. It's reckoned that over two million people have interest-only mortgages and hundreds of thousands of those may not be able to pay them off. What can you do if you're one of them?

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How to get the mortgage you want at the best rates; tips on how to get a mortgage
Checking your credit file, getting your deposit, closing old credit card accounts will all help

In the current market mortgage lenders definitely have the upper hand. And that means they’re being choosy about who they give a mortgage and who gets their best deals. You can’t guarantee you’ll be approved for a mortgage, but if you follow these tips from three independent mortgage brokers you will certainly increase your chances of getting the mortgage you want.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.