Buying a leasehold flat; how to avoid the problems with high service charges or costly repair bills.
What to look for when you're buying a leasehold flat; how to avoid large repair or service charges.

Have you ever read a lease? If you haven’t, you’re not alone. Every year thousands of people buy leasehold flats without having much idea of what they’re letting themselves in for. In many parts of England and Wales, if you want to buy a flat, the only option is to buy one that’s leasehold. The lease is the legal contract you sign up to when you buy but many people don't see a copy of theirs until after they've bought the property.

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Getting the best from an estate agent: how to get an estate agent on your side.
If you're buying a property, you can still get the seller's estate agent to work for you.

Many of us find out what’s available and how far our money will go by searching online. But when it comes to getting to the front of the queue for properties coming on the market, it’s worth remembering that buying and selling houses is still a ‘people’ business. Estate agents are paid by sellers but you can still get them to work for you, if you’re a buyer. Estate agents I’ve spoken to all say the key is to meet them face-to-face.

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How would Nick Clegg’s ‘pensions for property’ idea work?
Nick Clegg says he wants parents and grandparents to use their pensions to make mortgages more affordable. How?

On Sunday Nick Clegg, the deputy prime minister, announced that the government wanted to let parents and grandparents use their pensions to help first time buyers onto the property ladder. To say the details are vague is an understatement, but from the information that’s available, I think it’s fair to say that there’s a reasonable amount of scepticism about how it would work.

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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.