Investing in shares; starting your own investment club.
If you don’t want to invest a lot of money in shares and you’d like to combine it with socialising, why not start or join an investment club?
Twelve years ago a group of women who’d met through their regular yoga class decided to help each other learn more about money and – in particular – the stock market, by setting up an investment club. The idea was that they’d meet once a month and each pay £25 into a kitty to invest in shares. And so the FYG (which stands for Fenland Yoga Girls learn everything about finance) investment club was born. Their investments have certainly had some dramatic ups and downs but the group believe that the knowledge they've gained is priceless.
Small businesses are raising money directly from individuals through crowdfunding platforms. How risky are they?
A few years ago, many of us hadn’t heard of crowdfunding, but now it’s going mainstream. Crowdfunding gives businesses and projects a chance to raise money directly from the public, without going to the banks. If you’re an investor, it means you can invest directly in small and growing businesses. However, it can be risky and companies that people have bought into have gone bust.
What to think about before investing in a company bond
A number of companies are issuing bonds with a return of 6-7%. Should you invest?
When savings rates are so pitifully low, it’s understandable that people will look elsewhere for a better return. A number of companies (from a solar panel maker to a wine seller) have become the latest to issue bonds. But you may find it hard to get out of your investment early so, should you invest?