Watch out for hidden charges on your investment plans, you may not realise how much you’re paying
Investment companies should be far more open about costs and charges, according to a new report
If you’ve taken out a stocks and shares ISA or invested in a share-based fund, do you know how much you’re being charged in management fees and commissions? The chances are that you probably don’t. Financial advisers and investment companies have to provide information about how much of the money we invest will disappear in charges. The problem is that this information is not as transparent as it could be.
Small businesses are raising money directly from individuals through crowdfunding platforms. How risky are they?
A few years ago, many of us hadn’t heard of crowdfunding, but now it’s going mainstream. Crowdfunding gives businesses and projects a chance to raise money directly from the public, without going to the banks. If you’re an investor, it means you can invest directly in small and growing businesses. However, it can be risky and companies that people have bought into have gone bust.
What to think about before investing in a company bond
A number of companies are issuing bonds with a return of 6-7%. Should you invest?
When savings rates are so pitifully low, it’s understandable that people will look elsewhere for a better return. A number of companies (from a solar panel maker to a wine seller) have become the latest to issue bonds. But you may find it hard to get out of your investment early so, should you invest?