What does the sell-off of bonds mean if you’re an investor?
The price of government bonds has fallen sharply recently. What's the reason and what should you do about it?
Government bonds are often described as lower risk than investing in shares, but that doesn’t mean they are risk free. Over the last few weeks, hundreds of billions of pounds have been wiped off the value of government bonds around the world. So, what does that mean if you’ve invested?
Asset allocation models - what does asset allocation mean and why does it matter?
Asset allocation means how your investments are split between different assets - such as shares, bonds and cash.
Many of us, when we start investing, tend to pile our money into one 'asset', such as shares. But, if you want to be a smart investor, you should spread your money between different assets. And how much you have in shares and bonds etc, is called 'asset allocation'. Read on to find out why it matters.
If you invest in funds through an investment platform or fund supermarket, how much will you be charged?
There are some big changes if you invest in investment funds through a platform or ‘fund supermarket’ as it’s sometimes called. Investment funds have been told they can’t pay advisers or fund supermarkets a commission for introducing clients (a commission that was actually paid by the customer from the money they invested). So investment platforms are changing their charges. Will you pay more or less?