Peer-to-peer savings explained; are peer-to-peer savings safe?
If you're thinking of lending money via a peer-to-peer savings account, what should you watch for?
If you're fed up with low interest rates on your savings, you might consider a peer-to-peer lender instead. The idea is that you lend money to people or businesses through an online platform. In return, you're paid interest. But it can be riskier and your money is not protected if the site goes bust and there’s a shortfall.
Saving for Christmas - are Christmas savings clubs worth it and how is money protected?
If you want to save for Christmas, is a Christmas savings club a good idea and which are the best?
If you want to save for Christmas there are special accounts offered by everyone from banks and building societies to supermarkets and special Christmas savings clubs. Some pay a much better return than others but - watch out - because your money may not be protected.
How much can you save in a cash ISA every year and when can you transfer your ISA?
The rules around ISAs aren’t straightforward but so it's important that you understand what you're allowed to do.
If you want to save in a cash ISA, the limits on how much you can put into your account every year are quite generous. Since 2014, you've been able to put all of your ISA allowance into a cash ISA or all of it into a stocks and shares ISA - or you can split it as you choose.