Autumn Statement 2013 – what are the key points?
The chancellor said that the state pension age would rise faster and but petrol price and train fare rises are reduced.

The big headline from the Autumn Statement is that the state pension age is likely to rise to 68 in the mid 2030s, which could affect anyone born after 1967. By the late 2040s, the state pension age could be 69, which could be bad news for those born after 1979. The chancellor didn’t announce that parents who have child trust funds for their children will be able to transfer them into junior ISAs and there was no big increase in the amount you can save in cash ISAs – both missed opportunities as far as I’m concerned.

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05-12-2013
05-12-2013
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What is crowdfunding and how does it work?
Small businesses are raising money directly from individuals through crowdfunding platforms. How risky are they?

A few years ago, many of us hadn’t heard of crowdfunding, but now it’s going mainstream. Crowdfunding gives businesses and projects a chance to raise money directly from the public, without going to the banks. If you’re an investor, it means you can invest directly in small and growing businesses. However, it can be risky and companies that people have bought into have gone bust.

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26-10-2013
18-04-2014
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The Co-operative group will lose control of the Co-operative bank under a new rescue deal
If you’re with the Co-op bank, what does it mean for you and your money?

To say the Co-operative bank has been on a rollercoaster over the last few months is an understatement. This week it announced it had reached a new bailout agreement. Instead of small investors who’d bought Co-op bank bonds bearing the brunt of the pain, Co-operative Group would reduce its stake in the bank to just 30%. What could it mean if you have an account with the Co-op?

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23-10-2013
23-10-2013
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You should always obtain independent financial advice.