M&S bank will launch a new current account in the summer, which will be free to use
M&S Bank is hoping to tempt millions of new customers to switch to it with a new fee free account. It will launch the account in the summer. Currently it offers two different accounts, but both charge a monthly fee. The new account will have all the ‘banking’ benefits that the fee charging account has (except a high interest rate on savings) but none of the M&S store benefits.
Credit card protection; how you're protected if you pay by credit card or debit card.
Section 75 and chargeback – how you can get your money back if you pay by credit or debit card and there's a problem.
Many of us know about the protection we get if we pay by credit card, but you may also get protection if you buy something with a debit card. There are two different sets of consumer protection that cover credit cards and some kinds of debit cards – ‘Section 75’ and chargeback. So how do they work and what's the difference between them?
Understanding your energy bill and using it to pay less for gas and electricity.
As well as getting your regular bills, you'll receive an annual statement from your gas and electricity supplier
If you’ve ever looked at your energy bill and felt none the wiser about what you’re actually paying for and whether you're getting a good deal, you’re not alone. The good news is that new rules from July 1st 2010 meant that consumers should receive clearer bills from gas and electricity suppliers, together with annual statements with information about the tariff you’re on and how to switch to a cheaper deal.