The long road to female financial independence - a new study looks back over 200 years
It was only in the 1880s that married women could own property and the mid-1970s, when single women could sign for a mortgage on their own

Are you financially independent? Do you earn money in your own right, own property or have savings, a pension or investments? These are things that most of us women take for granted, but it’s not been something women have been able to do forever. How have women’s rights to money and their place in the workplace changed over the years? A new study by Scottish Widows reveals some interesting changes.

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Women and finance - who earns the most and how do couples manage their money?
A new study found that nearly one in five women are the main breadwinner and almost two thirds run the household budget

When did you become financially independent and what triggered it? For me, it was leaving home, although buying my first flat (and signing for the mortgage that went with it!) is undoubtedly the biggest financial step I’ve taken! Far more women say they learned about money from their mother, than from their father. And the study, carried out for Scottish Widows also found that some were concerned they’d be supporting their child well into his or her 20s.

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Women say they'll have to retire four years later than they'd like to and 40% feel worse off than a year ago
Over 40% of women manage money in a relationship and many parents are baffled about children’s savings

In 2014 I published the first SavvyWoman Women & Money report. It’s designed to be a snapshot of how women feel about their finances – everything from everyday money to investing and retirement. There are some really interesting findings from our research: women feel more gloomy about their finances than men; women reckon they’ll have to retire four years later than they’d like to and women and men are confused about the rules on children’s savings.

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You should always obtain independent financial advice.