How to save money and keep the pounds - finding a money diet that works for you.
Getting into financial shape doesn’t have to be painful and it could take the pressure off your purse over the summer.
Whether you’re planning your summer holiday or just gearing up for the six weeks when your children will be off school, the next couple of months can be an expensive time. There’s nothing guaranteed to make that holiday feeling disappear faster than the arrival of a credit card bill to pay for it all. Ideally, you should save enough so you can pay for your holiday upfront but if that’s out of the question, try making some cutbacks now to free up some cash for your summer break.
Tips to get started on the path to paying off your debts
When you’re in debt, the hardest part is often working out where to start paying them off.
If you’re worried about how much you owe, but have been ignoring the problem for a while, you’re not alone. Debt advice charities say that people who come to see them have often been struggling to work out a way to deal with their debts for an average of 18 months. But while it might seem easier to ignore letters from the bank and final demands, it won’t solve the problem. Facing up to your debts can be hard, but it’s the first step towards taking control of your money.
Are you good at handling money or does it slip through your fingers?
If you don’t know how you handle your money, try this quiz.
I don't know about you but I quite enjoy psychological quizzes in magazines. The bad news is there are no prizes for getting all the right answers. But there is some free advice about what your answers say about you.
1. Your bank account is often:
a) In the black
b) In the red, but generally not by much
c) In a state of chaos.
