Payday loans - a guide to how they work
What are your rights if you take out a payday loan?

If you need money quickly, a payday lender may seem like a good option. But be aware that they charge interest of up to £24 for every £100 you borrow for a month. And if you can't pay back your loan, there could be other charges as well.

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08-10-2011
10-03-2015
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Interest on payday loans has been cappped at 0.8% a day or £24 for every £100 you borrow over 30 days
This interest rate cap also affects the total amount you'll have to repay on your payday loan

The interest rate that payday lenders can charge has been limited to 0.8% interest a day from January 2015. That works out at £24 in interest for every £100 you borrow over 30 days. Importantly, if you borrow from a payday lender, you will never owe more than twice the amount you borrowed - even if you get behind with your loan.

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30-06-2013
11-11-2015
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How to complain to your energy company
How to complain about your energy supplier - what to do if you're unhappy

If you're not happy with your gas or electricity supplier, perhaps because they've made a mistake with your bill or have set your direct debit too high, what can you do?

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13-12-2011
05-03-2015
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The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.