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I believe SavvyWoman’s panel of experts is second-to-none. They all have an impressive track record and a huge amount of knowledge in their chosen field. But they also have a passion for their work and – most importantly - an ability to make the most complex subject clear.

If you’ve got a problem and you’d like some help, why not contact a money expert? FREE.

Click on an expert's photograph to find out more about them.

Sarah Killick
Savings, Investments & Pensions
Frances Walker
Debt & Bankruptcy
Peter Woodward
Mortgages
Audrey Gallacher
Gas & Electricity
Janet Davies
Long Term Care
David Allison
Divorce & Relationship Breakdown
Jill Fletcher
Household, Car & Travel Insurance
Anita Monteith
Tax
Penny O'Nions
Illness & Insurance
Tony Attubato
State & Company Pensions
John Ditchfield
Green & Ethical Money
Nicola Plant
Wills & Trusts
Caroyln Gowen
Savings, Investments & Pensions
Lee Healey
State Benefits
Caroline Wells
Banking & Financial Complaints
Sylvia Rook
Consumer Rights
Savings, Investments & Pensions
Sarah Killick
Independent Financial Adviser
Financial Planning for Women

Sarah is a Chartered Financial Planner (a type of independent financial adviser) and has worked in the financial services since 1990. She operates on a fee basis and takes a holistic approach to helping people with their finances. Sarah has a particular expertise in pensions and retirement options.
Debt & Bankruptcy
Frances Walker
Head of Media and Public Affairs
Consumer Credit Counselling Service

Frances has been involved with CCCS since its launch in 1993. As well as CCCS, her career includes working for the Office of Fair Trading and for the Co-operative Bank. With access to a range of counselling expertise, she can answer questions on budgeting, dealing with debt, maximising income, insolvency, welfare benefits, mortgage arrears and repossessions.

Mortgages
Peter Woodward
Mortgage Analyst
John Charcol

Peter has had a long career in mortgages. Before joining indepedent brokers John Charcol, working in their mortgage technical team he was a senior mortgage underwriter with Halifax. He has an almost encyclopaedic knowledge of mortgages and can advise on all areas of the market. He is a staunch advocate of true independent advice.
Gas & Electricity
Audrey Gallacher
Gas & Electricity
Consumer Focus
Audrey is Director of Energy with the consumer watchdog, Consumer Focus. She has worked in the energy industry for 14 years, initially with the regulator Ofgem. Since 2000, Audrey has worked for consumer groups specialising in energy related issues.
Long Term Care
Janet Davies
Co-Founder
Symponia
Janet followed in her mother’s footsteps and started her career as a nurse before working in marketing for a London hospital. In 2005, she set up Symponia with her husband Jeremy, to act as an umbrella organisation for independent financial advisers who specialise in care fees planning. Janet has worked with a large number of financial companies and spoken about care fees at conferences.
Divorce & Relationship Breakdown
David Allison
Partner
Family Law in Partnership

David has worked at Family Law in Partnership since 1998. He specialises in the financial aspects of divorce and separation and is also a mediator and collaborative lawyer.  He has a particular interest and expertise in issues affecting unmarried couples and civil partners.
Household, Car & Travel Insurance
Jill Fletcher
Director
WB Baxter

Jill has insurance in her veins as she has been working in the industry since 1969, when she started as a travel insurance underwriter. In her current role, she specialises in car and household insurance for high net worth clients. Jill is also a qualified independent financial adviser and arranges medical insurance for individuals and employers.
Tax
Anita Monteith BSc FCA CTA
Technical Manager
ICAEW

Anita is Technical Manager at the ICAEW Tax Faculty. ICAEW represents 140,000 chartered accountants who help individuals and businesses with a number of areas including tax. She is a Special Adviser to the Treasury Committee and regularly appears in the media commenting on tax issues.
Illness & Insurance
Penny O'Nions
Founder
The Onion Group
Penny trained and practised as a doctor before leaving the NHS in 1981 to work in the city. Later, she was employed as an independent financial adviser specialising in investments, before setting up The Onion Group in 1998. It offers fee-based financial, legal and medical advice to individuals and small groups.
State & Company Pensions
Tony Attubato
Technical Manager
The Pensions Advisory Service

Tony is Technical Manager at The Pensions Advisory Service for 12 years. TPAS is the free and independent service which offers information and guidance on all pension matters. It also helps resolve disputes about private pensions (including work-based and personal plans).
Green & Ethical Money
John Ditchfield
Managing Partner
Barchester Green Investment

John is a managing partner at Barchester Green Investment, which he joined in 2003, where he advises both national and international clients in planning their finances without compromising their values. John specializes in sustainable investment portfolio design, high impact social investing and retirement planning.
Wills & Trusts
Nicola Plant
Partner
Pemberton Greenish
Nicola qualified as a solicitor in 2000. Nicola specialises in wills, inheritance tax planning, trusts, probate and the legal affairs of the elderly.
Savings, Investments & Pensions
Caroyln Gowen
Partner
Bloomsbury
Carolyn joined fee based wealth management firm Bloomsbury in 2003 and became a partner in 2005, having been in the profession since the late 1980s. As well as being qualified as a Certified Financial Planner, Carolyn is a Fellow of the Institute of Financial Planning, a Chartered Wealth Manager and a Member of the Chartered Institute for Securities and Investment. She is responsible – among other things - for all aspects of the investment management of client portfolios.
State Benefits
Lee Healey
Managing Director
IncomeMAX
Lee is a welfare benefits and tax credits expert. He is the managing director of IncomeMAX, a Community Interest Company that helps people to understand their benefit and tax credit entitlement. Lee appears regularly on a range of BBC television and radio programmes commenting on the benefits and tax credits system. He also writes a 'Benefits Doctor' column for national and regional publications.
Banking & Financial Complaints
Caroline Wells
Complaints Specialist
Financial Ombudsman Service
Caroline has been with the Financial Ombudsman Service since it was founded in 2001 and has worked in financial services for over 20 years. Caroline leads the ombudsman’s work providing training to consumer advisers and financial businesses on the role of the ombudsman and its likely approach to complaints. She is a member of the British and Irish Ombudsman Association, the Personal Finance Society and the Institute of Equality and Diversity.
Consumer Rights
Sylvia Rook
Trading Standards Officer
Trading Standards Institute
Sylvia is a Trading Standards Officer with 25 years' enforcement experience, principally in the field of Fair Trading legislation. She is currently seconded to the Trading Standards Institute (TSI) as the Policy Officer and Principal Training Officer. As well as dealing with policy issues she is responsible for training businesses, consumer advisors and trading standards professionals and is also a national spokesperson for Fair Trading matters.


 
The material provided on this website is general information that is intended for general guidance and is not suitable for professional advice.
You should always obtain independent financial advice.